Your first home, one easy step at a time.
You don't need to know how any of this works yet. That's our job. Here's the short version, and we'll walk you through the rest.
How it works
- Talk to us first. A relaxed conversation about what you're hoping for. No credit check to start, and no question is too basic.
- Find a payment that feels comfortable. We'll look at the whole monthly picture together, so there are no surprises later.
- Get pre-approved. We'll tell you exactly what to send and why. Then you can shop with confidence.
- Find your home and close. We stay with you through the offer and the closing and explain each step as it comes.
Worried about the down payment?
A lot of first-time buyers need less than they think, and down payment assistance may be able to help. We'll show you what you qualify for. How assistance works.
Questions first-time buyers ask us
Will getting pre-qualified hurt my credit?
Our pre-qualification form doesn't pull your credit. When you're ready for a pre-approval, your advisor will explain the credit check before it happens.
My credit isn't perfect. Should I still reach out?
Yes. We look at the whole picture, not just the score, and we'll tell you plainly what it would take to get approved.
Can you help with down payment assistance?
Yes. We work with state and local programs and with assistance programs offered through our lending partners that aren't state sponsored.
Every situation is different, and that's okay. Call or text us at (512) 517-9822 anytime, and we'll walk you through it.
Prefer to learn with other buyers?
Our First-Time Home Buyer Bootcamp is a relaxed class that walks through the home buying process from start to finish, with plenty of time for questions. Leave your info and we'll let you know when the next one is.