Free, no-pressure refinance analysis.
We let the numbers and the data do the talking, not a sales pitch. All we need is your estimated credit score and your most recent mortgage statement.
no obligation
request
to start
A free refinance analysis compares your current mortgage with your refinance options side by side: monthly payment, break-even point and total interest. Massif Mortgage Group only needs your estimated credit score and your most recent mortgage statement, doesn't pull credit to run it, and will tell you if waiting is the better move.
What you'll get back
- Your payment today next to your payment after a refinance.
- Your break-even point, the number of months until the savings cover the closing costs.
- Total interest over the life of each option, including keeping the loan you have.
- A straight answer. If refinancing doesn't make sense right now, we'll tell you, and we can keep an eye on rates for you.
Why we ask for your statement
Your statement shows your current balance, rate, payment and escrow, so the comparison is built on your real numbers instead of guesses. It's stored privately and used only for your analysis.
Common questions
Does a refinance analysis hurt my credit?
No. We run the analysis with your estimated score and don't pull your credit. If you decide to move forward, your advisor will explain the credit check before it happens.
What if refinancing doesn't make sense for me?
Then we'll tell you. Sometimes the best move is to keep your current loan. We can watch rates and reach out if the numbers change.
How long does it take?
Requesting it takes about two minutes. An advisor usually reaches out within one business day with your numbers.
Is my mortgage statement safe?
Yes. It's stored privately, only our team can open it, and it's used only to prepare your analysis.